Segregated Funds

A combination of mutual fund and life insurance policy.

The value of the fund depends on the market value of the securities (bonds, debentures and stocks) and it usually becomes a serious source of income for those who believe in long term, low risk investments.

Pension and Saving Plans

Thinking of retirement should be a priority as soon as we start earning money.

This plan can help you to ensure that your days as a senior will be financially secured.

Group RRSP

Registered Retirement Savings Plan (RRSP) An RRSP is a retirement savings plan that you establish, that CRA registers, and to which you or your spouse or common-law partner contribute.

Deductible RRSP contributions can be used to reduce your tax. Any income you earn in the RRSP is usually exempt from tax.